Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$339,000

($248,658 down)
FHA

3920 Jacobus Drive, Garden Valley, CA 95633

3
2
940 sqft
PITI Monthly
$775.9 /mo

Listing courtesy of: Brenda N Ivanusich, Patti Smith Real Estate

Assumed Rate

3.86%
7.15%

Principal & Interest

$544 /mo
$783 /mo

What's Special

SERENE
DINING
SPACIOUS
DECK
COZY

Escape to this serene and peaceful property nestled in the heart of Garden Valley! This well-maintained mobile home sits on a spacious 5-acre lot, offering ample space for outdoor activities, gardening, or even building your dream barn or shop. The land is fully usable, flat, and ready for your personal touch. The home features a welcoming front deck, perfect for relaxing and enjoying the surrounding natural beauty. Inside, you'll find a cozy living space with a wood-burning stove, providing warmth and ambiance during the cooler months. The open layout allows for easy flow between the kitchen, living room, and dining areaideal for entertaining or simply enjoying time with loved ones.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.86
Remaining Loan Term
19 years, 10 months
Monthly PITI
$775.9/mo
Estimated Loan Balance
$91,596
Cash to close
$248,658
Interest Paid
$40,828

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Evaporative Cooler
  • Heating: Central, Wood Stove
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Stone, Wood Burning
  • Flooring: Laminate, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Manufactured Home
  • Architectural Style: Other
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Annually
Location
  • Region: Garden Valley

Financial Details

  • Price per Sqft: $360.64
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:56:23.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,658 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $248,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.86% Sellers Rate
$90,342
Your Cash:$248,658
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 3.86%
$544/mo
Traditional @ 7.15%
$812/mo
You save $268/month ($3,215/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225040170

Listing From: MLS Metrolist

Last updated: 2025-04-03T22:31:21.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.86%
7.15%

Principal & Interest

$544 /mo
$783 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,658 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $248,658!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.86% Sellers Rate
$90,342
Your Cash:$248,658
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 3.86%
$544/mo
Traditional @ 7.15%
$812/mo
You save $268/month ($3,215/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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