Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$565,000

($62,988 down)
FHA

4004 Lusk Drive, Sacramento, CA 95864

3
2
1,518 sqft
PITI Monthly
$2,933.77 /mo

Listing courtesy of: Zac Bacon, Quantum Real Estate

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,388 /mo
$3,614 /mo

What's Special

FRESH PAINT
SPACIOUS
PATIO

Del Paso Manor charmer is calling your name! Tastefully updated with newer kitchen, fresh paint, fixtures, and flooring. Spacious back yard and covered patio are ready for relaxing or entertaining, plus room for a pool. Ducting and AC unit replaced in 2023, heater in 2019, New roof in 2021, and partial new plumbing in Oct 2024. Water line added for refrigerator. Designer cabinet pulls, new sink, granite tile counter tops, and stainless appliances make the kitchen pop. Updated bathrooms and dual pane windows will add to the comfort for years to come. Schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,933.77/mo
Estimated Loan Balance
$659,002
Cash to close
$62,988
Interest Paid
$55,242

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Raised Hearth, Family Room, Wood Burning
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Bungalow
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Del Paso Manor
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $372.2
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:04:11.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $62,988 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $62,988!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$502,012
Your Cash$62,988
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,388/mo
Traditional @ 7.15%
$3,749/mo
You save $1,361/month ($16,332/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225041538

Listing From: MLS Metrolist

Last updated: 2025-04-24T21:31:11.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$2,388 /mo
$3,614 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,988 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $62,988!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$502,012
Your Cash$62,988
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$2,388/mo
Traditional @ 7.15%
$3,749/mo
You save $1,361/month ($16,332/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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