Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$550,000

($140,158 down)
FHA

4057 Southampton Street, West Sacramento, CA 95691

4
4
1,901 sqft
PITI Monthly
$2,491.69 /mo

Listing courtesy of: Julie Liebel, Keller Williams Realty

Assumed Rate

3.31%
7.15%

Principal & Interest

$2,002 /mo
$3,083 /mo

What's Special

MODERN

Built in 2020, this urban tri-level home is the epitome of modern living in West Sacramento! Two car garage in back of home is plumbed and ready for EV charger or solar. Perfect for commuters with easy freeway access, multi-generational living, featuring a convenient downstairs ensuite bedroom, or Airbnb just minutes from Oakland A's and Rivercats stadium. Assumable FHA loan at 3.5% will save you thousands each month in mortgage payments.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,491.69/mo
Estimated Loan Balance
$450,851
Cash to close
$140,158
Interest Paid
$69,462

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Cement Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Cement Siding
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: West Sacramento

Financial Details

  • Price per Sqft: $289.32
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:49:16.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,158 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $140,158!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$409,842
Your Cash$140,158
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$2,002/mo
Traditional @ 7.15%
$3,198/mo
You save $1,196/month ($14,356/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225038544

Listing From: MLS Metrolist

Last updated: 2025-04-18T20:51:28.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$2,002 /mo
$3,083 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,158 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $140,158!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$409,842
Your Cash$140,158
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$2,002/mo
Traditional @ 7.15%
$3,198/mo
You save $1,196/month ($14,356/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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