Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$599,900

($225,348 down)
FHA

4100 Zephyr Way, Sacramento, CA 95821

4
4
1,929 sqft
PITI Monthly
$2,140.14 /mo

Listing courtesy of: Brandon J Collins, eXp Realty of California, Inc.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,679 /mo
$2,804 /mo

What's Special

GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
LANDSCAPED

Beautiful Home in a desirable neighborhood of Sacramento close to schools, parks, restaurants, easy freeway access! Featuring 4 bedrooms, 4 bathrooms, 1 full bathroom and bedroom downstairs. Open Floor Plan perfect for entertaining with a large living room, Vaulted Ceilings flowing Seamlessly into the Updated Kitchen making it great for hosting! The Chef's Kitchen includes Granite countertops and stainless steel appliances. Master bathroom is updated with custom tile work! Beautiful Hardwood Flooring. Large landscaped backyard featuring concreted area, fire pit, plenty of grass great perfect for parties or relaxing. In addition there is RV/Boat parking potential in the backyard perfect for storage and toys. This beautiful home won't last long!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,140.14/mo
Estimated Loan Balance
$377,069
Cash to close
$225,348
Interest Paid
$44,224

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Kitchen, Living Room
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Craftsman, Farmhouse
Materials
  • Stucco, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $310.99
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:56:57.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $225,348 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $225,348!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$374,552
Your Cash$225,348
Total Purchase Price:$599,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,679/mo
Traditional @ 7.15%
$2,908/mo
You save $1,229/month ($14,748/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225023285

Listing From: MLS Metrolist

Last updated: 2025-04-15T04:01:01.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,679 /mo
$2,804 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $225,348 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $225,348!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$374,552
Your Cash$225,348
Total Purchase Price:$599,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,679/mo
Traditional @ 7.15%
$2,908/mo
You save $1,229/month ($14,748/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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