Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$659,900

($313,946 down)
VA

4111 Illinois St UNIT 304, San Diego, CA 92104

2
2
920 sqft
PITI Monthly
$2,525.41 /mo

Listing courtesy of: Michael Sutton, Keller Williams La Jolla

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,671 /mo
$2,600 /mo

What's Special

LOCATION
MINUTES AWAY
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
BALCONY
COMMUNITY POOL

Location, location, location. Beautifully updated top-floor, corner unit condo located in the heart of one of San Diego's most popular and vibrant neighborhoods- North Park. This light-filled 2-bedroom, 2-bathroom unit offers an ideal blend of style, comfort, and convenient urban living. Come inside to discover an open-concept layout, large windows that bathe the space in natural light, and thoughtful updates throughout. The modern kitchen features granite countertops, stainless steel appliances, and bar seating perfect for morning coffee, evening drinks or entertaining friends. The spacious living area opens to a private balcony where you can catch cool breezes and morning sunrises. Both bedrooms are generously sized, with the primary suite offering a large closet and en-suite bath. Enjoy the convenience of in-unit laundry, assigned covered parking, community pool But what truly sets this home apart is its location. Nestled in one of San Diego’s most dynamic neighborhoods, you're just a short stroll away from North Park’s beloved cafes, craft breweries, top-rated restaurants, local shops, grocery stores, Target, Thursday Farmers Market and cultural hotspots. Balboa Park, the Zoo, and downtown are just minutes away. Whether you're looking for a vibrant lifestyle, a savvy investment, or a stylish home base in one of San Diego’s most desirable communities, this condo checks all the boxes.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,525.41/mo
Estimated Loan Balance
$383,110
Cash to close
$313,946
Interest Paid
$56,204

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Electric
Features
  • Materials: StoneVeneer, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: WroughtIron
Roof
  • Roof: Flat
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • StoneVeneer, Stucco
  • Roof: Flat
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Park
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Illinois Arms HOA
  • HOA Amenities: Unknown
  • HOA Fee: $420
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $717.28
  • Tax Annual Amount: $8248.75
  • On Market Date: 2025-04-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $313,946 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $313,946!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$345,954
Your Cash$313,946
Total Purchase Price:$659,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,671/mo
Traditional @ 7.15%
$2,697/mo
You save $1,026/month ($12,312/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250025118SD

Listing From:

Last updated: 2025-04-22T19:50:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,671 /mo
$2,600 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $313,946 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $313,946!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$345,954
Your Cash$313,946
Total Purchase Price:$659,900

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,671/mo
Traditional @ 7.15%
$2,697/mo
You save $1,026/month ($12,312/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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