Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$489,000

($104,400 down)
FHA

424 Delta Drive, Woodland, CA 95695

3
1
960 sqft
PITI Monthly
$2,876.85 /mo

Listing courtesy of: Pat Aukes, National Town/Valley Prop.

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,531 /mo
$2,646 /mo

What's Special

SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
CHARMING
COZY

Charming and completely updated 3-bedroom, 1-bathroom home in the heart of Woodland! This 960 square foot gem sits on a spacious 6,826 square foot lot and boasts modern upgrades throughout. The stylish kitchen features stainless steel appliances, quartz countertops, and a subway tile backsplash, perfectly complementing the luxury vinyl plank flooring that flows seamlessly throughout. Stay comfortable year-round with dual-pane windows, central heat/air, and ceiling fans in every room. The cozy living area is highlighted by a beautiful fireplace, creating a warm and inviting atmosphere. Step outside to an expansive backyard, offering endless possibilities for entertaining, gardening, or relaxing. Nestled in the coveted Gibson Square subdivision, homes like these rarely hit the market. A move-in-ready masterpiece like this won't last long. Welcome home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$2,876.85/mo
Estimated Loan Balance
$398,701
Cash to close
$104,400
Interest Paid
$43,440

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Brick, Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Brick, Stucco, Wood
  • Roof: Composition
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Gibson Square
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Woodland

Financial Details

  • Price per Sqft: $509.38
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:39:14.000Z
Inquire about this property

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Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $104,400 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $104,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$384,600
Your Cash$104,400
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,531/mo
Traditional @ 7.15%
$2,745/mo
You save $214/month ($2,569/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225032870

Listing From: MLS Metrolist

Last updated: 2025-04-19T15:21:30.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$2,531 /mo
$2,646 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,400 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $104,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$384,600
Your Cash$104,400
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$2,531/mo
Traditional @ 7.15%
$2,745/mo
You save $214/month ($2,569/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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