Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$494,900

($100,091 down)
VA

426 La Esperanza Drive, Dixon, CA 95620

3
3
1,370 sqft
PITI Monthly
$1,955.45 /mo

Listing courtesy of: Eric S Edwards, Refined Realty Group

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,789 /mo
$2,937 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
MODERN
CHARMING
COZY

Come see this charming two-story home. It offers 3 spacious bedrooms and 2.5 bathrooms, providing a comfortable and modern living space for families. The open concept main floor features a bright, airy living room that flows seamlessly into the kitchen and a cozy dining area. The kitchen boasts ample counter space and storage, perfect for cooking and entertaining. Upstairs, the generous primary includes an en-suite bathroom with double vanities and a shower area with floor to ceiling tile. Two additional bedrooms share a full hallway bathroom.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,955.45/mo
Estimated Loan Balance
$399,953
Cash to close
$100,091
Interest Paid
$46,758

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central, Ceiling Fan(s)
  • Heating: Central
Features
  • Materials:
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Vinyl, Tile, Carpet

Exterior

Fencing
  • Fencing:
Roof
  • Roof:
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Roof:
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Dixon

Financial Details

  • Price per Sqft: $361.24
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T06:59:55.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $100,091 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $100,091!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$394,809
Your Cash$100,091
Total Purchase Price:$494,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,789/mo
Traditional @ 7.15%
$3,046/mo
You save $1,257/month ($15,086/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 325017788

Listing From: MLS Metrolist

Last updated: 2025-04-05T03:12:20.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,789 /mo
$2,937 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,091 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $100,091!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$394,809
Your Cash$100,091
Total Purchase Price:$494,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,789/mo
Traditional @ 7.15%
$3,046/mo
You save $1,257/month ($15,086/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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