Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$685,000

($39,143 down)
FHA

4411 Bonneville Circle, Rocklin, CA 95677

4
3
2,319 sqft
PITI Monthly
$3,873.26 /mo

Listing courtesy of: Janae L Morris, NextHome Campbell Realty

Assumed Rate

3.85%
7.15%

Principal & Interest

$3,220 /mo
$4,639 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
HOME OFFICE

Welcome to 4411 Bonneville Cir, a stunning 2-story home located in a highly desirable gated community in Rocklin! This residence offers the perfect blend of comfort, style, and functionality, ideal for modern living. The main living areas feature an open-concept design with beautiful flooring and abundant natural light, creating a modern and elegant ambiance. The gourmet kitchen is a chef's dream, boasting granite countertops, a spacious island with ample storage, and a seamless flow into the living and dining areas, perfect for entertaining. With 4 bedrooms and a versatile loft, this home provides exceptional flexibility. One bedroom and a full bathroom are conveniently located downstairs, ideal for guests or multi-generational living. Upstairs, you'll find four additional bedrooms, including the primary suite, a spacious loft perfect for a home office or media space, and a laundry room for added convenience. Additional highlights include a 2-car garage and a private, low-maintenance backyard which is great for relaxing or hosting gatherings. Conveniently located near top-rated schools, shopping centers, and with easy access to major highways, this home offers both luxury and practicality. Don't miss the opportunity to live in this exceptional

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.85
Remaining Loan Term
26 years, 11 months
Monthly PITI
$3,873.26/mo
Estimated Loan Balance
$650,412
Cash to close
$39,143
Interest Paid
$79,281

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Laminate, Tile, Vinyl, See Remarks

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $121
  • HOA Frequency: $Monthly
Location
  • Region: Rocklin

Financial Details

  • Price per Sqft: $295.39
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:10:31.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $39,143 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $39,143!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.85% Sellers Rate
$645,857
Your Cash$39,143
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.85%
$3,220/mo
Traditional @ 7.15%
$4,812/mo
You save $1,592/month ($19,104/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225050815

Listing From: MLS Metrolist

Last updated: 2025-04-23T23:11:27.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.85%
7.15%

Principal & Interest

$3,220 /mo
$4,639 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,143 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $39,143!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.85% Sellers Rate
$645,857
Your Cash$39,143
Total Purchase Price:$685,000

Assumed vs Traditional Mortgage

Assumed @ 3.85%
$3,220/mo
Traditional @ 7.15%
$4,812/mo
You save $1,592/month ($19,104/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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