Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

Property SearchContact
primary-1
primary-2primary-3
Active

$659,000

($40,798 down)
VA

4439 French Drive, Folsom, CA 95630

3
3
1,638 sqft
PITI Monthly
$3,934.87 /mo

Listing courtesy of: Leslie A Huerta, LPT Realty Inc.

Assumed Rate

5.78%
7.15%

Principal & Interest

$3,768 /mo
$4,347 /mo

What's Special

MODERN
CUSTOM BUILT
STAINLESS STEEL APPLIANCES
LANDSCAPED
CHARMING

Welcome home to this gorgeous gem located in the heart of Folsom Ranch! This meticulously maintained 3 bedroom/2.5 bath beauty includes everything from a modern kitchen with stainless steel appliances quartz countertops to a fully landscaped low maintenance backyard. This 2-story open floor plan includes upstairs loft with custom built in cabinetry. If that's not enough, enjoy all the surrounding amenities this desirable community has to offer including walking distance to the neighborhood park, schools, and restaurants! Conveniently located in the heart of Folsom Ranch. There's simply too many attractions to list so be sure to tour this charming home before it's too late! We welcome you to visit our Virtual 3D Tour!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.78
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,934.87/mo
Estimated Loan Balance
$620,551
Cash to close
$40,798
Interest Paid
$103,500

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Folsom

Financial Details

  • Price per Sqft: $402.32
  • Tax Annual Amount: $
  • On Market Date: 2025-04-24T08:18:50.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,798 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $40,798!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.78% Sellers Rate
$618,202
Your Cash$40,798
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 5.78%
$3,768/mo
Traditional @ 7.15%
$4,509/mo
You save $741/month ($8,890/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225049717

Listing From: MLS Metrolist

Last updated: 2025-04-23T22:49:31.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.78%
7.15%

Principal & Interest

$3,768 /mo
$4,347 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,798 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $40,798!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.78% Sellers Rate
$618,202
Your Cash$40,798
Total Purchase Price:$659,000

Assumed vs Traditional Mortgage

Assumed @ 5.78%
$3,768/mo
Traditional @ 7.15%
$4,509/mo
You save $741/month ($8,890/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

HomeSmart © is committed to and abides by the Fair Housing Act of Equal Opportunity.