Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$699,800

($222,843 down)
FHA

4500 Cosumnes View Trail, Placerville, CA 95667

4
3
2,685 sqft
PITI Monthly
$2,926.1 /mo

Listing courtesy of: Oasis L Meggers, RE/MAX Gold El Dorado Hills

Assumed Rate

3.48%
7.15%

Principal & Interest

$2,383 /mo
$3,593 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE

Beautiful Custom Single Story 4bd/3ba 2685sqft on 5.5 acres with direct river front access and sandy beech area! Approx 182 feet of riverfront along the Middle Fork of the Consumnes River. Thoughtfully designed for comfort and style with wrap around porch. Boasting open-concept living with natural light throughout. New updates include: interior and exterior paint, GENERAC generator, AC, large hot water heater 75 gallon tank, and dishwasher. Enjoy the spacious kitchen featuring large pantry, sleek granite counter tops, huge center island and modern stainless steel appliances perfect for cooking and entertaining. Beautiful hardwood floors throughout. Extra large master suite with walk-in closet and large shower. Junior master suite with jetted/soaker tub and private living room ideal for multi generational living. Perfect blend of indoor comfort and outdoor country living. Oversized tandem garage/workshop offers plenty of vehicle storage and a dedicated workspace. Lots of beautiful natural rock outcroppings throughout the property. RV hookup available. Chicken coop and garden area. Close to town and local amenities including shopping and restaurants. Centrally located between Lake Tahoe and Sacramento.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.48
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,926.1/mo
Estimated Loan Balance
$576,456
Cash to close
$222,843
Interest Paid
$87,991

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Evaporative Cooler
  • Heating: Central
Features
  • Materials: Frame, Wood, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Front Yard
Roof
  • Roof: Shingle, Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch, Rustic
Materials
  • Frame, Wood, Other
  • Roof: Shingle, Composition
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Placerville

Financial Details

  • Price per Sqft: $260.63
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T21:08:39.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $222,843 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $222,843!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$476,957
Your Cash$222,843
Total Purchase Price:$699,800

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$2,383/mo
Traditional @ 7.15%
$3,727/mo
You save $1,344/month ($16,127/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225021883

Listing From: MLS Metrolist

Last updated: 2025-04-23T20:21:35.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.48%
7.15%

Principal & Interest

$2,383 /mo
$3,593 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $222,843 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $222,843!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$476,957
Your Cash$222,843
Total Purchase Price:$699,800

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$2,383/mo
Traditional @ 7.15%
$3,727/mo
You save $1,344/month ($16,127/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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