Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$749,000

($45,039 down)
VA

4887 Bella Pacific Row UNIT 241, San Diego, CA 92109

2
2
1,110 sqft
PITI Monthly
$4,839.08 /mo

Listing courtesy of: Gary Giffin, AARE

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,842 /mo
$4,975 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
BALCONY
CLUBHOUSE
COZY

Stylish Condo in Bella Pacific–Prime Location West of I-5?.Located in the desirable Bella Pacific community of Pacific Beach, this beautiful 2-bedroom, 2-bath condo offers the perfect blend of coastal charm and modern comfort. Nestled west of I-5 and just minutes from the 5, 52, and 8 freeways, you're perfectly positioned near Mission Bay, Bay Park, La Jolla, and some of San Diego’s best beaches and attractions.Inside, you'll find a spacious open-concept floor plan featuring a modern kitchen with granite countertops, and a cozy living room complete with a fireplace that opens to a private balcony — ideal for soaking in the San Diego sunshine or entertaining guests. Both bathrooms are tastefully updated, and the unit is loaded with storage, including ample closet space and an in-unit washer and dryer. Two dedicated parking spaces are included.Community amenities abound, including a pool, hot tub, gym, clubhouse, tennis and pickleball courts, sand volleyball, BBQ and picnic areas. Plus, residents enjoy exclusive access to a short-term Airbnb-style guest house condo, perfect for hosting friends and family.Enjoy the best of coastal living, just moments from Mount Soledad, top-rated schools, shopping, dining, and endless outdoor activities.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.75
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,839.08/mo
Estimated Loan Balance
$705,012
Cash to close
$45,039
Interest Paid
$94,195

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pacific Beach
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Bella Pacific HOA
  • HOA Amenities: Unknown
  • HOA Fee: $497
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $674.77
  • Tax Annual Amount: $9362.5
  • On Market Date: 2025-04-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $45,039 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $45,039!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$703,961
Your Cash$45,039
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,842/mo
Traditional @ 7.15%
$5,160/mo
You save $1,318/month ($15,816/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250025192SD

Listing From:

Last updated: 2025-04-23T21:51:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.75%
7.15%

Principal & Interest

$3,842 /mo
$4,975 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,039 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $45,039!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.75% Sellers Rate
$703,961
Your Cash$45,039
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 4.75%
$3,842/mo
Traditional @ 7.15%
$5,160/mo
You save $1,318/month ($15,816/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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