Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$1,300,000

($318,424 down)
VA

4912 Secluded Oaks Lane, Carmichael, CA 95608

4
4
4,040 sqft
PITI Monthly
$6,733.08 /mo

Listing courtesy of: Patricia Y Mori, Coldwell Banker Realty

Assumed Rate

6.68%
7.15%

Principal & Interest

$6,433 /mo
$6,747 /mo

What's Special

ENTERTAINMENT
LUXURY
CUSTOM BUILT
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
PATIO
LANDSCAPED

Your Own Slice of Paradise Awaits! Step into luxury and comfort in this stunning home offering over 4000 sq. ft. of beautifully designed living space. The heart of the home is a chef's dream kitchen, featuring a generous island with sink, granite countertops, upgraded appliances and walk-in pantry. In addition, there is an exquisite custom wine cellar with 400 bottle capacity and new refrigeration unit. Family room features a Serano Stone fireplace, custom built-in entertainment center, and elegant ceiling details. Downstairs Primary suite with newer carpeting, crown molding, and a double-sided gas fireplace shared with the spa-like ensuite bathroom. Huge walk-in closet with custom built-ins and a washer and dryer for ultimate convenience. The beautifully landscaped backyard is a true retreat complete with a built-in fireplace, BBQ, covered patio, rose garden, and freshly painted concrete walkways. Newer steel mesh leaf guard gutter system, dual-zone heating and air units, remote control shades on back patio, and epoxy garage flooring. This immaculate home has been thoughtfully upgraded and meticulously maintained-truly a private paradise ready for its next chapter.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.68
Remaining Loan Term
28 years, 6 months
Monthly PITI
$6,733.08/mo
Estimated Loan Balance
$984,450
Cash to close
$318,424
Interest Paid
$99,335

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan, MultiUnits
  • Heating: Central, Fireplace(s), MultiZone, Natural Gas
Features
  • Materials: Stone, Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Master Bedroom, Family Room, Gas Log, Other
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Tile, See Remarks
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Mediterranean
Materials
  • Stone, Stucco, Wood
  • Roof: Tile, See Remarks
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Blue Oaks Estates
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Carmichael

Financial Details

  • Price per Sqft: $321.78
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:20:35.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $318,424 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $318,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.68% Sellers Rate
$981,576
Your Cash$318,424
Total Purchase Price:$1,300,000

Assumed vs Traditional Mortgage

Assumed @ 6.68%
$6,433/mo
Traditional @ 7.15%
$6,999/mo
You save $566/month ($6,789/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225044446

Listing From: MLS Metrolist

Last updated: 2025-04-23T13:04:35.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.68%
7.15%

Principal & Interest

$6,433 /mo
$6,747 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $318,424 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $318,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.68% Sellers Rate
$981,576
Your Cash$318,424
Total Purchase Price:$1,300,000

Assumed vs Traditional Mortgage

Assumed @ 6.68%
$6,433/mo
Traditional @ 7.15%
$6,999/mo
You save $566/month ($6,789/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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