Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$939,000

($432,092 down)
VA

5176 Little Brush Ridge Road, Placerville, CA 95667

4
3
2,700 sqft
PITI Monthly
$2,599.45 /mo

Listing courtesy of: Jason B Johnson, HomeSmart ICARE Realty

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,383 /mo
$3,798 /mo

What's Special

DINING
SPACIOUS
RENOVATED
WALK-IN CLOSET
PATIO
MATURE TREES
CHARMING
COZY

Charming Ranch-Style Home on 5 Acres with Breathtaking Sierra Views Discover the serenity of this single-story ranch home, perfectly nestled on 5 acres with stunning views of the Crystal Range. This private retreat offers an inviting ambiance and features mature trees and fully fenced grounds. The home has been thoughtfully updated, including a newer HVAC system (2016) and a beautifully renovated kitchen with elegant countertops. The open floor plan showcases spacious living areas, including a family room, formal dining room, and living room adorned with vaulted cedar ceilings and a cozy wood stove. This residence boasts 4 generously sized bedrooms and 2.5 baths, including a main bedroom with its own private patio, walk-in closet, and ensuite bath. The oversized three-car garage includes a versatile room that makes a perfect man cave'' or hobby space. Additional amenities include a 50-amp RV hookup with a cleanout, generator readiness, and a chicken coop. With four pastures and a large back patio to soak in the breathtaking views, this property offers the ultimate blend of comfort, utility, and natural beauty. Don't miss the opportunity to make this unique property your home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,599.45/mo
Estimated Loan Balance
$513,442
Cash to close
$432,092
Interest Paid
$72,003

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Stove
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Meter on Site
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $600
  • HOA Frequency: $Annually
Location
  • Region: Placerville

Financial Details

  • Price per Sqft: $347.78
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T00:48:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $432,092 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $432,092!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$506,908
Your Cash$432,092
Total Purchase Price:$939,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,383/mo
Traditional @ 7.15%
$3,939/mo
You save $1,557/month ($18,678/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225000253

Listing From: MLS Metrolist

Last updated: 2025-03-07T18:55:40.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,383 /mo
$3,798 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $432,092 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $432,092!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$506,908
Your Cash$432,092
Total Purchase Price:$939,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,383/mo
Traditional @ 7.15%
$3,939/mo
You save $1,557/month ($18,678/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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