Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$680,000

($167,182 down)
FHA

5228 Mossy Stone Way, Rancho Cordova, CA 95742

4
3
2,817 sqft
PITI Monthly
$4,011.61 /mo

Listing courtesy of: Jody Wilhelm, RE/MAX Gold

Assumed Rate

7.44%
7.15%

Principal & Interest

$3,607 /mo
$3,505 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FLEX SPACE

Step into this beautifully updated Tim Lewis-built home featuring the rare Kingston Peak II floor plan. With fresh exterior paint and thoughtful upgrades throughout, this home combines comfort, style, and flexibility in one inviting package. The main level lives like a single story and offers the primary suite, two bedrooms plus a den (that could be used as another bedroom), and 2.5 bathroomsincluding a newly remodeled full bath downstairs with double sinks. Upstairs, you'll find a spacious loft and an additional large bedroom room that can serve as an office, hobby space, home gym, flex space. There's even room to add another bathroom, making this layout ideal for growing families or multi-generational living. The kitchen boasts granite countertops, stainless steel appliances, a walk-in pantry, and a large island with a sinkperfect for entertaining. Downstairs features durable laminate wood and tile flooring throughout for a sleek, easy-to-maintain finish. Located in the award-winning Elk Grove Unified School District, and close to shopping, community parks, and scenic bike trails, this home offers both comfort, convenience and a sense of community.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 9 months
Monthly PITI
$4,011.61/mo
Estimated Loan Balance
$548,454
Cash to close
$167,182
Interest Paid
$47,999

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Log
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 2010
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $241.39
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:28:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $167,182 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $167,182!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$512,818
Your Cash$167,182
Total Purchase Price:$680,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$3,607/mo
Traditional @ 7.15%
$3,636/mo
You save $28/month ($341/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225046763

Listing From: MLS Metrolist

Last updated: 2025-04-15T04:08:20.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$3,607 /mo
$3,505 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,182 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $167,182!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$512,818
Your Cash$167,182
Total Purchase Price:$680,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$3,607/mo
Traditional @ 7.15%
$3,636/mo
You save $28/month ($341/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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