Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$525,000

($127,895 down)
FHA

5320 Cumberland Drive, Roseville, CA 95747

3
2
1,387 sqft
PITI Monthly
$2,288.52 /mo

Listing courtesy of: Karen L Asay, RE/MAX Gold

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,819 /mo
$2,888 /mo

What's Special

SHOPPING
WALKING TRAILS
CHARMING

Welcome to 5320 Cumberland Drive in the Balboa 1 community. You will love this floor plan with the charming decor throughout this lovely home. This 3 bedroom with den and 2 bath home offers convenience and comfort. Located near the Raley's ONE Shopping center, Nugget plaza and near beautiful walking trails along Pleasant Grove Creek. This home is a must see in a up and coming area. Seller's have added custom cabinets downstair for a coffee station and upstairs in the hallway. Lovely home with so many upgrades.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,288.52/mo
Estimated Loan Balance
$400,297
Cash to close
$127,895
Interest Paid
$41,245

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $112
  • HOA Frequency: $Monthly
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $378.51
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:04:45.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $127,895 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $127,895!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$397,105
Your Cash$127,895
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,819/mo
Traditional @ 7.15%
$2,996/mo
You save $1,177/month ($14,121/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225019681

Listing From: MLS Metrolist

Last updated: 2025-04-22T03:51:45.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,819 /mo
$2,888 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $127,895 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $127,895!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$397,105
Your Cash$127,895
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,819/mo
Traditional @ 7.15%
$2,996/mo
You save $1,177/month ($14,121/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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