Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$535,000

($367,442 down)
FHA

5712 Canary Drive, North Highlands, CA 95660

4
4
2,100 sqft
PITI Monthly
$1,321.61 /mo

Listing courtesy of: Gabe G Mannie, Redfin Corporation

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,005 /mo
$1,426 /mo

What's Special

DINING
PATIO

Unique one of a kind turn key, updated amazing home on a great lot with tremendous opportunity! The main home is a 4 bedroom 3 bath 2100 sq ft stunner that has been meticulously updated throughout! Beautiful flooring welcomes you into the home where you are charmed by the exposed beams on the ceiling. Leading into the dining area and kitchen you will love the bright white cabinets, sparkling granite and eye catching backsplash! 2 bedrooms and a full bath round out the downstairs before heading upstairs where you have another full bath and bedroom and a HUGE primary suite with it's own sitting area and beautiful primary bathroom! Stepping out back there is a covered patio perfect for entertaining and enjoying those wonderful California nights! There is also access to an attached living space that could be an ADU, office, studio or rental unit or?? Sitting on a fifth of an acre and being a corner lot means there is plenty of room for an RV, pool, toys or whatever your heart desires. Don't miss out on this amazing home! Make sure to check out the virtual tour!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.98
Remaining Loan Term
20 years, 4 months
Monthly PITI
$1,321.61/mo
Estimated Loan Balance
$268,898
Cash to close
$367,442
Interest Paid
$73,529

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1951
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Haven
  • Features:
HOA
  • Has HOA: No
Location
  • Region: North Highlands

Financial Details

  • Price per Sqft: $254.76
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T08:00:17.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $367,442 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $367,442!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$167,558
Your Cash:$367,442
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,005/mo
Traditional @ 7.15%
$1,479/mo
You save $474/month ($5,683/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225039920

Listing From: MLS Metrolist

Last updated: 2025-04-03T21:05:29.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,005 /mo
$1,426 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,442 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $367,442!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$167,558
Your Cash:$367,442
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,005/mo
Traditional @ 7.15%
$1,479/mo
You save $474/month ($5,683/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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