Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$734,000

($181,994 down)
FHA

5907 Quilter Street, Sacramento, CA 95835

5
3
2,620 sqft
PITI Monthly
$3,471.55 /mo

Listing courtesy of: Jessah R Dunn, Keller Williams Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,842 /mo
$3,939 /mo

What's Special

MODERN
LANDSCAPED
CLUBHOUSE
WALKING TRAILS
PLAYGROUND
SOLAR PANELS

This stunning 5-bedroom home, complete with a great room and three bathrooms, is a true gem in the desirable Northlake community of Natomas. Designed for modern living, this beautifully upgraded home offers an inviting and functional layout. Step inside to discover a thoughtfully designed smart home featuring dual thermostats for optimal comfort, solar panels, electric car plug, water osmosis filter system and much more. The gourmet kitchen showcases elegant countertops, a stylish backsplash, and window coverings throughout, adding a touch of sophistication. Both the front and back yards are landscaped for minimal upkeep. Residents of Northlake enjoy access to a wealth of amenities, including scenic walking trails, playgrounds, and covered picnic areas with BBQ facilities. The exclusive Northlake Resident's Clubhouse offers a sparkling swimming pool and a state-of-the-art recreation center with activities for all ages. Ideally located near Downtown Sacramento, the Sacramento Airport, and a newly built elementary school, this home offers a perfect blend of convenience, community, and modern living. Seller is offering a $5,000 paint credit or can be used or any updates to the home that you want.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,471.55/mo
Estimated Loan Balance
$555,542
Cash to close
$181,994
Interest Paid
$69,181

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, MultiZone
  • Heating: Central, Solar w/Backup
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Partial, Fenced
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Treatment Equipment, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $97
  • HOA Frequency: $Monthly
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $280.15
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:05:45.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $181,994 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $181,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$552,006
Your Cash$181,994
Total Purchase Price:$734,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,842/mo
Traditional @ 7.15%
$4,086/mo
You save $1,244/month ($14,929/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225026304

Listing From: MLS Metrolist

Last updated: 2025-04-17T16:22:45.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,842 /mo
$3,939 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $181,994 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $181,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$552,006
Your Cash$181,994
Total Purchase Price:$734,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,842/mo
Traditional @ 7.15%
$4,086/mo
You save $1,244/month ($14,929/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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