Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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Active

$1,179,000

($333,689 down)
VA

6683 Ballinger Ave, San Diego, CA 92119

6
4
1,200 sqft
PITI Monthly
$5,347.55 /mo

Listing courtesy of: Giovanna Kajjy Kellems, Coldwell Banker West

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,819 /mo
$6,214 /mo

What's Special

OPEN CONCEPT
SERENE
SHOPPING
FIREPLACE
COZY

Once in a lifetime opportunity to own gorgeous resort style property in San Diego! The home features 6 bedrooms and 4 bathrooms, a large, bright and open floor plan with expansive open concept kitchen and living room, new LVP flooring throughout, new custom shaker cabinets with gold hardware and custom backsplash and warm and inviting custom rock finished fireplace perfect for cozy nights. The living room overlooks and seamlessly connects through the sliding glass door to the resort style backyard with pool and canopy area perfect for entertaining guests. The garage has been converted and upgraded to 2 bedrooms with kitchenette and full bathroom with separate entrance. Home features sliding glass doors from the front bedroom to the privately fenced courtyard. A perfect place to enjoy your morning coffee. The second sliding glass door is located in the bedroom overlooking the relaxing and serene pool. The gorgeous backyard leads to the upper area of the yard where the granny flat sits atop with beautiful views of the pool and backyard. The granny flat features LVP flooring throughout, kitchen, and full bathroom with custom tile work in the stand up shower. Located near shopping, restaurants, entertaining and easy access to freeway for easier commute. The perfect and beauty of the custom oasis awaits you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$5,347.55/mo
Estimated Loan Balance
$928,715
Cash to close
$333,689
Interest Paid
$93,367

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $982.5
  • Tax Annual Amount: $14737.5
  • On Market Date: 2025-04-23T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $333,689 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $333,689!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$845,311
Your Cash$333,689
Total Purchase Price:$1,179,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,819/mo
Traditional @ 7.15%
$6,445/mo
You save $2,626/month ($31,511/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502880

Listing From:

Last updated: 2025-04-23T18:21:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$3,819 /mo
$6,214 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $333,689 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $333,689!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$845,311
Your Cash$333,689
Total Purchase Price:$1,179,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$3,819/mo
Traditional @ 7.15%
$6,445/mo
You save $2,626/month ($31,511/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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