Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$2,000,000

($1,626,520 down)
FHA

7027 Garden Highway, Sacramento, CA 95837

4
4
3,549 sqft
PITI Monthly
$3,483.78 /mo

Listing courtesy of: Mark J Ridens, Redfin Corporation

Assumed Rate

6.15%
7.15%

Principal & Interest

$2,900 /mo
$3,137 /mo

What's Special

LOCATION
SERENE
SPACIOUS
LUXURY
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
DECK
LANDSCAPED
COZY

Stunning luxury home perfectly placed on the Sacramento River. The exterior boasts beautiful architecture with large windows that invite natural light and offer breathtaking views of the water. Inside, you're greeted by an open-concept layout with high ceilings, elegant finishes, and river views! The living area features a cozy fireplace and seamless access to a spacious deck perfect for entertaining or simply enjoying the serene surroundings. The gourmet kitchen is a chef's dream, equipped with top-of-the-line appliances, sleek countertops, pantry, and large wine closet. The master suite is a private oasis, complete with a luxurious ensuite bathroom and dual walk-in closets. Additional bedrooms are generously sized, each with their own unique views. Outside, a large, beautifully landscaped yard leads to a private covered boat dock, where you can enjoy days on the river and peaceful moments by the water. The second driveway leads to ample parking and storage for all your toys. The location offers both tranquility and convenience, with easy access to the airport for seamless travel. This luxurious riverfront property is the perfect blend of elegance, comfort, and lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.15
Remaining Loan Term
17 years, 8 months
Monthly PITI
$3,483.78/mo
Estimated Loan Balance
$389,269
Cash to close
$1,626,520
Interest Paid
$55,677

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, MultiZone
  • Heating: Propane, Central, Radiant Floor, Fireplace(s), Gas, Hot Water
Features
  • Materials: Concrete, Stone, Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Master Bedroom
  • Flooring: Carpet, Granite, Tile, Wood

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Front Yard
Roof
  • Roof: Cement, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic Connected, Septic System
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Craftsman
Materials
  • Concrete, Stone, Stucco, Frame, Wood
  • Roof: Cement, Tile
Condition
  • Year Built: 2008
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $563.54
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:13:15.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $1,626,520 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $1,626,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.15% Sellers Rate
$373,480
Your Cash:$1,626,520
Total Purchase Price:$2,000,000

Assumed vs Traditional Mortgage

Assumed @ 6.15%
$2,900/mo
Traditional @ 7.15%
$3,227/mo
You save $327/month ($3,922/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225019880

Listing From: MLS Metrolist

Last updated: 2025-04-10T14:39:46.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.15%
7.15%

Principal & Interest

$2,900 /mo
$3,137 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,626,520 (81%)
You can enter any amount below - secondary financing will cover the difference if needed.
81%
$

You cover the entire equity of $1,626,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.15% Sellers Rate
$373,480
Your Cash:$1,626,520
Total Purchase Price:$2,000,000

Assumed vs Traditional Mortgage

Assumed @ 6.15%
$2,900/mo
Traditional @ 7.15%
$3,227/mo
You save $327/month ($3,922/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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