Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$599,000

($348,590 down)
VA

7153 Canelo Hills Drive, Citrus Heights, CA 95610

4
2
2,040 sqft
PITI Monthly
$1,623.52 /mo

Listing courtesy of: Gary W Martin, Faze One Real Estate, Inc

Assumed Rate

3.87%
7.15%

Principal & Interest

$1,457 /mo
$2,094 /mo

What's Special

Home was extended back in approximately 2006 by previous owner an additional 400 plus Sq feet was added to the home. Kitchen and bathroom were also upgraded. Approximately 2020 new laminate was installed. Last year a new HVAC system was installed. Large roomie master in a single story property oversized 2 car garage in home. New doors granite counters, Tile floors,

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.87
Remaining Loan Term
21 years, 0 months
Monthly PITI
$1,623.52/mo
Estimated Loan Balance
$270,681
Cash to close
$348,590
Interest Paid
$98,397

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, Whole House Fan, Heat Pump
  • Heating: Electric, Fireplace(s)
Features
  • Materials: Concrete, Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Stone, Family Room
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Fenced, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Water District
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Concrete, Stucco, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Citrus Heights

Financial Details

  • Price per Sqft: $293.63
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:53:13.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $348,590 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $348,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$250,410
Your Cash:$348,590
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$1,457/mo
Traditional @ 7.15%
$2,172/mo
You save $715/month ($8,580/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225023420

Listing From: MLS Metrolist

Last updated: 2025-04-13T02:25:51.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.87%
7.15%

Principal & Interest

$1,457 /mo
$2,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $348,590 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $348,590!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$250,410
Your Cash:$348,590
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$1,457/mo
Traditional @ 7.15%
$2,172/mo
You save $715/month ($8,580/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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