Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

Property SearchContact
primary-1
primary-2primary-3
Active

$1,424,900

($499,597 down)
VA

75 Whittington, Newcastle, CA 95658

4
3
3,123 sqft
PITI Monthly
$4,393.01 /mo

Listing courtesy of: Jenifer Fotheringham, Wesely & Associates Inc.

Assumed Rate

2.77%
7.15%

Principal & Interest

$4,093 /mo
$6,754 /mo

What's Special

SERENE
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO
BALCONY
CHARMING
SOLAR PANELS

2.99% VA ONLY ASSUMABLE LOAN!!!!! Discover this stunning craftsman-style home, nestled in the serene foothills of the Sierra Nevada Mountains. As you step through the front door, you'll be captivated by breathtaking views that set the tone for this exceptional property. Boasting four spacious bedrooms, each with walk-in closets, and three sleek modern bathrooms, this home is designed for both comfort and style. With two separate family rooms and newly installed, oversized solar panels to cover all energy needs plus room for future expansions this home is truly turn-key. Set on nearly 5 acres, two of which are fully fenced, this property offers incredible outdoor living. Relax by the large Tahoe-style fire pit on crisp, cool evenings, or explore the Mediterranean-style garden, charming treehouse, and expansive two-tier patio all recent additions. Enjoy seamless access to the outdoors via the custom spiral staircase leading from the upper balcony to the spacious patio below. Also, located in a firewise community. Located in the highly sought-after Del Oro High School district and just 3 miles from Hwy 80, this home is the perfect blend of privacy, convenience, and opportunity. With ample land and luxurious features, this is the home you've been waiting for

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 9 months
Monthly PITI
$4,393.01/mo
Estimated Loan Balance
$1,150,250
Cash to close
$499,597
Interest Paid
$86,884

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, MultiZone
  • Heating: Central, MultiZone
Features
  • Materials: Stone, Stucco, Lap Siding, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Starter
  • Flooring: Reclaimed, Carpet, Laminate

Exterior

Fencing
  • Fencing: Back Yard, Partial
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Modern/High Tech
Materials
  • Stone, Stucco, Lap Siding, Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Newcastle

Financial Details

  • Price per Sqft: $456.26
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T00:25:53.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $499,597 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $499,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$925,303
Your Cash$499,597
Total Purchase Price:$1,424,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$4,093/mo
Traditional @ 7.15%
$7,006/mo
You save $2,913/month ($34,954/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224116327

Listing From: MLS Metrolist

Last updated: 2025-04-21T16:13:29.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$4,093 /mo
$6,754 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $499,597 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $499,597!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$925,303
Your Cash$499,597
Total Purchase Price:$1,424,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$4,093/mo
Traditional @ 7.15%
$7,006/mo
You save $2,913/month ($34,954/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

HomeSmart © is committed to and abides by the Fair Housing Act of Equal Opportunity.