Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$425,900

($124,577 down)
FHA

7662 Milldale Circle, Elverta, CA 95626

4
2
1,352 sqft
PITI Monthly
$1,762.9 /mo

Listing courtesy of: Debra M Pughsley, Epique Inc

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,380 /mo
$2,222 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
MASTER SUITE
HOME OFFICE
DECK
FAMILY-FRIENDLY
COZY

As you step inside, you'll be greeted by a spacious and inviting living area, perfect for entertaining guests or enjoying cozy family nights. The well-appointed kitchen boasts modern appliances and ample counter space, making meal preparation a breeze. The dining area seamlessly connects to the kitchen, creating a warm and welcoming atmosphere for gatherings. This property features multiple bedrooms, each offering a tranquil space to unwind after a long day. The master suite is a true oasis, complete with an en-suite bathroom and generous closet space. Additional bedrooms are versatile and can be adapted to suit your needs, whether as guest rooms, home offices, or play areas. Outside, the backyard provides a private sanctuary with plenty of room for outdoor activities, gardening, or simply relaxing under the California sun. The neighborhood is family-friendly and offers a sense of community, with nearby parks and recreational areas. Conveniently located, this home is just a short drive from local amenities, including shopping centers, restaurants, and schools. Nearby businesses include Elverta Market and the popular Elverta Feed & Pet Supply, ensuring you have everything you need within reach. *NEW Back Fence *New Back Deck *New Hot water Heater Sooo Much More !

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,762.9/mo
Estimated Loan Balance
$323,529
Cash to close
$124,577
Interest Paid
$35,078

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Wood Burning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Wood, See Remarks
Roof
  • Roof: Shingle, See Remarks
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame, Wood
  • Roof: Shingle, See Remarks
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Elverta

Financial Details

  • Price per Sqft: $315.01
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:22:49.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $124,577 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $124,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$301,323
Your Cash$124,577
Total Purchase Price:$425,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,380/mo
Traditional @ 7.15%
$2,305/mo
You save $925/month ($11,098/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225045777

Listing From: MLS Metrolist

Last updated: 2025-04-14T14:00:09.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,380 /mo
$2,222 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,577 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $124,577!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$301,323
Your Cash$124,577
Total Purchase Price:$425,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,380/mo
Traditional @ 7.15%
$2,305/mo
You save $925/month ($11,098/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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