Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$559,900

($104,645 down)
VA

7817 Katella Way, Citrus Heights, CA 95621

4
3
1,876 sqft
PITI Monthly
$2,224.82 /mo

Listing courtesy of: Chris B Russell, Cobalt Real Estate

Assumed Rate

2.81%
7.15%

Principal & Interest

$2,058 /mo
$3,379 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
LUXURY
CHARMING

Welcome to this charming two-story, single-family residence in the heart of Citrus Heights, CA. This spacious home features four bedrooms and two and a half bathrooms, offering a functional layout perfect for families and entertainers alike. With separate living and family rooms, there is plenty of space to relax and gather. The primary suite includes a beautifully designed walk-in shower, providing a touch of luxury and convenience. Laminate flooring extends throughout the upstairs, adding both style and durability. Ideally located near the freeway, this home offers easy access to shopping, dining, and entertainment. Don't miss out on this fantastic opportunityschedule your private tour today!

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Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,224.82/mo
Estimated Loan Balance
$458,217
Cash to close
$104,645
Interest Paid
$52,731

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s)
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Living Room, Family Room, Wood Burning
  • Flooring: Carpet, Laminate, Linoleum, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Citrus Heights

Financial Details

  • Price per Sqft: $298.45
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:26:52.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $104,645 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $104,645!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$455,255
Your Cash$104,645
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$2,058/mo
Traditional @ 7.15%
$3,505/mo
You save $1,447/month ($17,358/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225029576

Listing From: MLS Metrolist

Last updated: 2025-04-04T21:21:27.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$2,058 /mo
$3,379 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,645 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $104,645!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$455,255
Your Cash$104,645
Total Purchase Price:$559,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$2,058/mo
Traditional @ 7.15%
$3,505/mo
You save $1,447/month ($17,358/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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