Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$375,000

($106,438 down)
FHA

8124 Briar Ridge Lane, Citrus Heights, CA 95610

3
3
1,628 sqft
PITI Monthly
$1,547.32 /mo

Listing courtesy of: Travis Gomes, Navigate Realty

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,193 /mo
$1,950 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
BALCONY
TENNIS COURTS
CHARMING
COZY

Discover the perfect blend of comfort and style in this charming Almaden Place residence. Step inside to find sleek hard surface flooring flowing seamlessly throughout the home, complemented by a cozy brick wood-burning fireplace in the living room. Entertain effortlessly with a built-in bar area in the living room, perfect for gatherings or relaxing evenings. The dining room offers a welcoming space for meals, complete with a sliding glass door that opens to the yard. The large kitchen is a chef's dream, featuring a functional island with counter seating, pristine white cabinetry, and modern stainless steel appliances. Retreat to the spacious primary bedroom, where you'll enjoy an ensuite bathroom with ample storage and a sliding glass door that leads to your own private balconya serene escape to start or end your day. Additional highlights include a two-car garage providing plenty of room for parking and storage. As part of the Almaden Place community, you'll have access to fantastic HOA amenities, including a pool, spa, and tennis courts, offering leisure and recreation right at your doorstep. All of this and more just 3 minutes from Trader Joe's, restaurants, and more. Welcome home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,547.32/mo
Estimated Loan Balance
$270,330
Cash to close
$106,438
Interest Paid
$24,463

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Frame, Wood, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Living Room, Wood Burning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Townhouse
  • Architectural Style:
Materials
  • Frame, Wood, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $290
  • HOA Frequency: $Monthly
Location
  • Region: Citrus Heights

Financial Details

  • Price per Sqft: $230.34
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T01:07:31.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $106,438 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $106,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$268,562
Your Cash$106,438
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,193/mo
Traditional @ 7.15%
$2,023/mo
You save $830/month ($9,965/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224153772

Listing From: MLS Metrolist

Last updated: 2025-04-02T21:56:02.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,193 /mo
$1,950 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,438 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $106,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$268,562
Your Cash$106,438
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,193/mo
Traditional @ 7.15%
$2,023/mo
You save $830/month ($9,965/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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