Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$585,000

($216,531 down)
FHA

8217 Bernay Way, Elk Grove, CA 95624

4
2
1,428 sqft
PITI Monthly
$2,103.74 /mo

Listing courtesy of: Elizabeth Velasco, RE/MAX Gold Elk Grove

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,648 /mo
$2,752 /mo

What's Special

SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
BREAKFAST NOOK
PATIO
CHARMING
COZY

Beautifully Updated Home in Elk Grove with Solar and Very Low Mello-Roos! Nestled in a vibrant and convenient neighborhood, this charming 3-4 bedroom, 2-bathroom home offers the perfect blend of style, comfort, and functionality. Inside, you'll find wood-like laminate flooring, elegant pendant and recessed lighting, and a thoughtfully designed kitchen with rich brown cabinetry, granite countertops, and a cozy breakfast nook. Natural light pours in through an exterior French door, opening to a spacious backyardideal for entertaining, relaxing, or enjoying a weekend BBQ. The home also features ceiling fans throughout for year-round comfort, and a generous 2-car garage for all your storage needs. The backyard is complete with a covered patio and a handy storage shed. Located within walking distance to Monterey Trail High School and just minutes from parks, shopping, restaurants, and freeway accessthis solar-powered home has it all. Don't miss out, schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,103.74/mo
Estimated Loan Balance
$370,350
Cash to close
$216,531
Interest Paid
$43,408

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood
  • Roof: Tile
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Elk Grove

Financial Details

  • Price per Sqft: $409.66
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:48:32.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $216,531 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $216,531!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$368,469
Your Cash$216,531
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,648/mo
Traditional @ 7.15%
$2,855/mo
You save $1,206/month ($14,476/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225037916

Listing From: MLS Metrolist

Last updated: 2025-04-22T15:19:39.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,648 /mo
$2,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $216,531 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $216,531!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$368,469
Your Cash$216,531
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,648/mo
Traditional @ 7.15%
$2,855/mo
You save $1,206/month ($14,476/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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