$539,500
($75,356 down)8247 Derbyshire Circle, Sacramento, CA 95828
PITI Monthly
Listing courtesy of: Berry T Roseborough III, Bruce Mills Realtor Inc.
Assumed Rate
2.96%
7.15%Principal & Interest
$2,121 /mo
$3,415 /moWhat's Special
Charm meets convenience in this delightful single-family abode! Step into a home of warmth and comfort as you enter the open-concept living-dinning room space with a fireplace that's perfect for lasting memories. Ceiling fans in each room and a whole house fan makes it easy to cool the entire home on those hot summer days. The downstairs master bedroom has an access door to the backyard and a private full bathroom with a walk-in shower, a separate deep soaking tub and walk-in closet. Embrace the comfort of the wood flooring throughout. A fully equipped kitchen with provided appliances, build-in microwave, dishwasher, sub-zero refrigerator and gas stove. The home is located on large lot with a beautiful backyard. This home offers the ideal blend of suburban living and urban accessibility.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,645.89/mo
Estimated Loan Balance
$526,079
Cash to close
$75,356
Interest Paid
$53,919
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: Ceiling Fan(s), Central, Whole House Fan, Heat Pump
- Heating: Central, Fireplace(s), Gas, Hot Water
Features
- Materials: Cement Siding, Stucco, Wood
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Brick, Family Room, Wood Burning, Gas Piped
- Flooring: Carpet, Wood
Exterior
Fencing
- Fencing: Back Yard, Wood
Roof
- Roof: Shingle, Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: Public Sewer
- Water Source: Water District, Public
Pool
- Has Pool: No
- Pool Features:
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style: A-Frame, Contemporary, Traditional
Materials
- Cement Siding, Stucco, Wood
- Roof: Shingle, Composition
Condition
- Year Built: 1989
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features:
HOA
- Has HOA: No
Location
- Region: Sacramento
Financial Details
- Price per Sqft: $288.19
- Tax Annual Amount: $
- On Market Date: 2025-04-23T06:51:27.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $75,356!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 225017590
Listing From: MLS Metrolist
Last updated: 2025-04-11T00:39:24.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.96%
7.15%Principal & Interest
$2,121 /mo
$3,415 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $75,356!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
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Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000Resources
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