$615,000
($118,739 down)8909 La Serena Drive, Fair Oaks, CA 95628
PITI Monthly
Listing courtesy of: Janelle Rogers, GUIDE Real Estate
Assumed Rate
3.12%
7.15%Principal & Interest
$2,291 /mo
$3,614 /moWhat's Special
Spacious Corner Lot in Prime Fair Oaks Location! Nestled in a sought-after Fair Oaks neighborhood, this expansive nearly half-acre corner lot offers endless possibilities! Conveniently located just minutes from the Aquatic Center, top-rated dining, shopping, and scenic bike and walking trails, this property blends tranquility with accessibility. The home boasts a two-car garage, a detached deck perfect for outdoor entertaining, and a private patio off the primary suite. The large front yard enhances curb appeal, while the possible RV or boat access adds extra convenience.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
3.12
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,836.62/mo
Estimated Loan Balance
$541,126
Cash to close
$118,739
Interest Paid
$53,767
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Central
- Heating: Central, Fireplace(s)
Features
- Materials: Stucco, Glass, Wood
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Family Room, Other
- Flooring: Carpet, Laminate, Linoleum, Wood, Other
Exterior
Fencing
- Fencing: None
Roof
- Roof: Shingle, Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: In & Connected
- Water Source: Meter on Site, Public
Pool
- Has Pool: No
- Pool Features:
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style: Ranch
Materials
- Stucco, Glass, Wood
- Roof: Shingle, Composition
Condition
- Year Built: 1975
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features:
HOA
- Has HOA: No
Location
- Region: Fair Oaks
Financial Details
- Price per Sqft: $356.94
- Tax Annual Amount: $
- On Market Date: 2025-04-23T07:47:54.000Z
Inquire about this property
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $118,739!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 225036321
Listing From: MLS Metrolist
Last updated: 2025-04-22T16:32:59.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.12%
7.15%Principal & Interest
$2,291 /mo
$3,614 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $118,739!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
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Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000Resources
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