Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$415,000

($80,201 down)
FHA

908 3rd Street, Wheatland, CA 95692

3
2
1,080 sqft
PITI Monthly
$2,471.84 /mo

Listing courtesy of: Aaryn S Cadinha, BluePrint Realty and Lending, Inc.

Assumed Rate

6.69%
7.15%

Principal & Interest

$2,168 /mo
$2,271 /mo

What's Special

DINING
SPACIOUS
BREAKFAST NOOK
PATIO
CHARMING

Welcome to this hidden gem!! A charming country home recently updated with beautiful backyard views. Backed up to stunning bishops and located off a dead end street. Quiet and friendly neighborhood. This home features 3 bedrooms and 2 full baths. Spacious family room connected to dining room and breakfast nook. Spectacular patio with a built in covered BBQ, string lights, stone firepit with a water feature. Owned free and clear solar and brand new Pearl certified water heater with duct work and 2 year warranty. HVAC just serviced and ready for the upcoming spring and summer.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.69
Remaining Loan Term
29 years, 8 months
Monthly PITI
$2,471.84/mo
Estimated Loan Balance
$336,280
Cash to close
$80,201
Interest Paid
$7,489

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central, Whole House Fan
  • Heating: Baseboard, Electric, Solar Heating, Gas
Features
  • Materials: Brick, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Tile, Vinyl, Other

Exterior

Fencing
  • Fencing: Back Yard, Metal, Fenced
Roof
  • Roof: Shake, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Wood
  • Roof: Shake, Shingle
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Wheatland

Financial Details

  • Price per Sqft: $384.26
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T01:13:49.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $80,201 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $80,201!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.69% Sellers Rate
$334,799
Your Cash$80,201
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.69%
$2,168/mo
Traditional @ 7.15%
$2,356/mo
You save $188/month ($2,259/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225010279

Listing From: MLS Metrolist

Last updated: 2025-04-24T17:02:26.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.69%
7.15%

Principal & Interest

$2,168 /mo
$2,271 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $80,201 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $80,201!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.69% Sellers Rate
$334,799
Your Cash$80,201
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.69%
$2,168/mo
Traditional @ 7.15%
$2,356/mo
You save $188/month ($2,259/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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