Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$575,000

($103,769 down)
FHA

914 Oak Ridge Drive, Roseville, CA 95661

4
2
1,724 sqft
PITI Monthly
$2,653.52 /mo

Listing courtesy of: Terri L Cicchetti, eXp Realty of Northern California, Inc.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,125 /mo
$3,449 /mo

What's Special

SHOPPING
SPACIOUS
FIREPLACE
WALKING TRAILS
COZY

Located on a spacious corner lot, this beautifully updated home offers two large living areas, one with a cozy fireplace. The backyard is entertainer-ready with mature orange and mandarin trees, RV parking with gate, and 50-amp electrical setup for a hot tub. Enjoy nearby walking trails, Maidu Park, schools, shopping, and easy freeway accessall in a highly desirable neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,653.52/mo
Estimated Loan Balance
$475,153
Cash to close
$103,769
Interest Paid
$48,767

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $333.53
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:21:40.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $103,769 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $103,769!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$471,231
Your Cash$103,769
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,125/mo
Traditional @ 7.15%
$3,577/mo
You save $1,452/month ($17,422/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225039857

Listing From: MLS Metrolist

Last updated: 2025-04-23T21:36:03.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,125 /mo
$3,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $103,769 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $103,769!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$471,231
Your Cash$103,769
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,125/mo
Traditional @ 7.15%
$3,577/mo
You save $1,452/month ($17,422/year)

*Secondary financing rates are an estimated value based on input

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HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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