Jeanne(Kerry) Davidson

Jeanne(Kerry) Davidson

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$709,000

($162,604 down)
VA

996 Central Street, West Sacramento, CA 95691

2
3
1,588 sqft
PITI Monthly
$2,697.9 /mo

Listing courtesy of: Jessica J Wilson, HomeSmart ICARE Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,481 /mo
$4,063 /mo

What's Special

DINING
MOVE-IN READY
MODERN
LANDSCAPED
NO HOA

Enjoy modern urban living in this ultra-contemporary home located in the heart of West Sacramento's Bridge District. Walk to A's & River Cats games, Kings Arena, Downtown and the River. In the immediate area enjoy Franquette Cafe, Drakes: The Barn Brewery, Park Padel and landscaped common area perfect for relaxing or entertaining. Coming soon - Pre-Side, a neighborhood recreation facility with a pool & gym. In the home, you'll enjoy the high end finishes and built-in organization throughout. The main level is bright and open with beautiful wood floors, a gourmet kitchen with quartz countertops, GE Cafe appliances, wine fridge, open living/kitchen/dining. Upstairs are two large bedrooms, two bathrooms and a laundry room. The ground level includes an office, street access, and a generous 2-car garage with EV charger, hanging storage, private designated parking space in back, plus additional street parking in the front. NO HOA rules or fees (rare to the area). This move-in ready end unit offers abundant light, low-maintenance living with unmatched walkability and style. Come see all 996 Central Street has to offer.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,697.9/mo
Estimated Loan Balance
$645,243
Cash to close
$162,604
Interest Paid
$66,452

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), MultiZone
  • Heating: MultiZone, Natural Gas
Features
  • Materials: Brick Veneer, Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Flat
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Modern/High Tech, Contemporary
Materials
  • Brick Veneer, Stucco, Frame, Wood
  • Roof: Flat
Condition
  • Year Built: 2020
Details
  • Builder: Fulcrum Property

Community & HOA

Community
  • Subdivision: The Ro Homes at The Bridge District*
  • Features:
HOA
  • Has HOA: No
Location
  • Region: West Sacramento

Financial Details

  • Price per Sqft: $446.47
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T20:59:22.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $162,604 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $162,604!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$546,396
Your Cash$162,604
Total Purchase Price:$709,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,481/mo
Traditional @ 7.15%
$4,214/mo
You save $1,733/month ($20,795/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225047226

Listing From: MLS Metrolist

Last updated: 2025-04-18T14:21:34.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,481 /mo
$4,063 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $162,604 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $162,604!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$546,396
Your Cash$162,604
Total Purchase Price:$709,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,481/mo
Traditional @ 7.15%
$4,214/mo
You save $1,733/month ($20,795/year)

*Secondary financing rates are an estimated value based on input

Follow Us
HomeSmart
Agent/Broker
Jeanne(Kerry) DavidsonHomeSmart(602) 826-3697kerry@myagent.netMLS BR631128000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than HomeSmart are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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